SECURITY & SAFETY

Identity Theft | USA Patriot Act | Site Disclaimer

PRIVACY POLICY

Our Privacy Pledge to You
As our customer, you provide us with important information about yourself.  We believe it is our responsibility to safeguard your personal and financial information.  While some financial institutions share account owner information with other businesses, we are committed to keeping it confidential.

We have developed the following privacy policy to ensure you the confidentially you deserve.  You have our promise that we will adhere to these guidelines.  It is our pledge to you.

Notice of Your Financial Privacy Rights
We, our, and us, when used in this notice, mean Bank of North Las Vegas.  This is our privacy notice for our customers.   When we use the words "you" and "your" we mean the following types of customers:

1. Our consumer and business customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):

• Deposit account
• Loan account
• Credit card account
• All IRA accounts for which we act as custodian.

We will tell you the sources of the information we collect about you.  We will tell you measures we take to secure that information.  Some terms are defined as follows:

1. Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you.  Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.  Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.
2. An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us.  Ownership does not mean complete ownership, but means owning enough to have control.
3. A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours.  This is also known as a nonaffiliated third party, or simply, an "other party."

Information About Former Customers
We do not disclose information about former customers, except as permitted by law.

The Confidentiality, Security and Integrity of Your Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with Federal standards to guard your nonpublic personal information. 

Nonpublic Personal Information We Collect
We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other like forms.
• Information about your transactions with us, our affiliates, or others. 
• Information we receive from a consumer reporting agency.

Information We Disclose About You
We do NOT disclose any information about you to anyone, except as permitted by law.  Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

How to Contact Us
Bank of North Las Vegas Service Representatives are available to review our privacy policies and how they affect you at 702-259-2658 [between 9:00 AM and 5:00 PM (Pacific Time) Monday through Friday. Our Customer Service Associates will verify your identity and will ensure that your choices are honored with regard to all your information, including the addresses and telephone numbers in our file.

Visitors to Our Web Site
Visitors to our web site remain anonymous, unless they register for a service or otherwise elect to disclose their identity to us. Although we do not collect personally identifying information about persons who simply visit our site, we do collect certain limited information about visitors, such as their IP address (a numeric address assigned automatically to computers when they access the Internet).

Links to Other Web Sites
Our web site may feature links to third party web sites that offer goods, services or information.. When you click on one of these links, you will be leaving our site and will no longer be subject to this policy. We are not responsible for the information collection practices of the other web sites that you visit and urge you to review their privacy policies before you provide them with any personally identifiable information. Third party sites may collect and use information about you in a way that is different from this policy.

Services and Advertisements by Third Parties
Third parties may offer services from time to time at our web site. If you provide them with information, their use of that information will be subject to their privacy policy, if any, and will not be subject to this policy. If you accept third party goods or services advertised at our web site, the third party may be able to identify that you have a relationship with us (e.g., if the offer was only made through our site).

Changes to this Policy
We may add to, delete from, or otherwise change the terms of this Privacy Policy from time to time by posting a notice of the change (or an amended Privacy Policy) at this website. If required by law, we will send you a notice of the change. Your continued use of our web site or any on-line service following notification will constitute your agreement to the revised Policy.

Deposit Insurance Check-Up

Deposit Insurance Estimator
http://www.fdic.gov/edie/

Deposit Insurance Guide
http://www.fdic.gov/deposit/deposits/insured/yid

Bank Safety
http://www.aba.com/News/safekeymessages.htm

Bank Safety Q & A
http://www.aba.com/News/safeQandA.htm