PERSONAL ACCOUNTS

Our personal accounts have been designed to be simple and easy to understand, but with enough sophistication to meet your needs no matter how diverse. For more information about these accounts or to learn more about how we can help you with your personal banking needs, contact a representative today.

Personal Checking:

  • $100.00 Minimum to Open
  • Unlimited Check Writing
  • Overdraft Protection Available (upon credit approval)
  • Free On-line Banking with Bill Pay

Personal Interest Checking:

  • $1,000.00 Minimum to Open
  • Unlimited Check Writing
  • Overdraft Protection Available (upon credit approval)
  • Free On-line Banking with Bill Pay
  • Interest Paid to Account Monthly

Money Market Checking:

  • $1,500.00 Minimum to Open
  • Limited to Six Withdrawals per Statement Cycle with No More than Three by Check
  • Must Have a Personal Account to Qualify
  • Interest Paid to Account Monthly

Valley Bank Personal Savings:

  • $100.00 Minimum to Open
  • Limited to Six Transactions per Statement Cycle
  • Interest Paid to Account Monthly

Valley Bank Certificates of Deposit:

  • Traditional Interest Rates
  • $1,000.00 Minimum to Open
  • Terms from 30 Days to 5 Years
  • Consumer or Business
  • Interest Paid Quarterly and at Maturity
  • No Monthly Maintenance Fee